Parents home insurance may cover students

School leavers heading off to university this coming September are being advised to make sure their belongings are covered by a suitable home insurance policy .

Home Office figures reveal that one in three students will become a victim of crime each year, with mugging, burglary and vehicle-related theft accounting for the majority of such crimes.

According to Aviva, a great number students will find they are covered by their parents’ home insurance . Policies usually offer a certain level of protection for items that are “temporarily removed from the home”, such as in a shared student house or college halls of residence.

Jonathan Cracknell, household underwriter at Aviva, said: “After paying out for all the tuition and accommodation fees, it might come as a surprise to many parents to discover that they might not have to pay anything extra to insure their children’s belongings, be it their bedding and clothes, TV or iPhone . And if the family policy has personal belongings cover too that means the student’s bits and pieces outside their digs are also protected, all for no extra cost.”

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