• Car
    • Car Insurance
    • Specialist Motor Insurance
    • Motorbike Insurance
    • Compare Young Driver Insurance Quotes
  • Home
  • Life
  • Health
    • Health Insurance
    • Impaired Life Insurance
  • Travel
  • Sports
  • Student
  • Commercial
    • Commercial Property Insurance
    • Services
  • Over 50
  • Other
    • Pet Insurance
    • Other Insurances
  • Income
  • News
Insurance Supermarket
Insurance Supermarket
  • Car
    • Car Insurance
      Compare Car Insurance Quotes

      Compare Car Insurance Quotes

      Types of car insurance policies

      Types of car insurance policies

      Prestige Car Insurance

      Prestige Car Insurance

      Classic Car Insurance

      Classic Car Insurance

    • Specialist Motor Insurance
      Compare Convicted Driver Insurance Quotes

      Compare Convicted Driver Insurance Quotes

      Compare Gap Insurance

      Compare Gap Insurance

      Compare Imported Car Insurance

      Compare Imported Car Insurance

      Compare Kit Car Insurance Quotes

      Compare Kit Car Insurance Quotes

    • Motorbike Insurance
    • Compare Young Driver Insurance Quotes
  • Home
    Home Emergency Insurance

    Home Emergency Insurance

    Compare Home Insurance

    Compare Home Insurance

    Thatched Roof Home Insurance

    Thatched Roof Home Insurance

    Unoccupied Home Insurance

    Unoccupied Home Insurance

    Specialist Home Insurance

    Specialist Home Insurance

  • Life
    Life Insurance Policy Types

    Life Insurance Policy Types

    Mortgage Protection Insurance

    Mortgage Protection Insurance

    Compare Quotes for Life Insurance

    Compare Quotes for Life Insurance

    Income Protection Insurance

    Income Protection Insurance

    Compare Life Insurance

    Compare Life Insurance

  • Health
    • Health Insurance
      International Health Insurance

      International Health Insurance

      Health Cash Plan

      Health Cash Plan

      Health Insurance

      Health Insurance

      Diabetic Health Insurance

      Diabetic Health Insurance

    • Impaired Life Insurance
      Multiple Sclerosis

      Multiple Sclerosis

      Obesity

      Obesity

      Impaired Life Insurance

      Impaired Life Insurance

      Mental health

      Mental health

  • Travel
    Compare Travel Insurance

    Compare Travel Insurance

    Travel Insurance

    Travel Insurance

    Volcanic Ash Cover

    Volcanic Ash Cover

    Ski Travel Insurance

    Ski Travel Insurance

    Travel Insurance Cover For Repatriation

    Travel Insurance Cover For Repatriation

  • Sports
    Sports and Fitness Instructor Insurance

    Sports and Fitness Instructor Insurance

    Sports Injury Insurance Cover

    Sports Injury Insurance Cover

    Adventure Sports Travel Insurance

    Adventure Sports Travel Insurance

  • Student
    Compare Young Driver Insurance Quotes

    Compare Young Driver Insurance Quotes

    Student Room Insurance

    Student Room Insurance

    Student Bicycle Insurance

    Student Bicycle Insurance

    Student Car Insurance

    Student Car Insurance

    Students Contents Insurance

    Students Contents Insurance

  • Commercial
    • Commercial Property Insurance
      Tradesman Insurance

      Tradesman Insurance

      Beauty Salon Insurance

      Beauty Salon Insurance

      Shop Insurance

      Shop Insurance

      Surgery Insurance

      Surgery Insurance

    • Services
      Compare Motor Fleet Insurance

      Compare Motor Fleet Insurance

      Truck Insurance

      Truck Insurance

      Taxi Insurance

      Taxi Insurance

      Van Insurance

      Van Insurance

  • Over 50
    Over 50s Travel Insurance

    Over 50s Travel Insurance

    Over 50s Private Medical Insurance

    Over 50s Private Medical Insurance

    Over 50's Life insurance

    Over 50's Life insurance

    Over 50s Home Insurance

    Over 50s Home Insurance

    Over 50s Health Insurance

    Over 50s Health Insurance

  • Other
    • Pet Insurance
      Compare Horse Insurance

      Compare Horse Insurance

      Compare Horsebox Insurance

      Compare Horsebox Insurance

      Horse Insurance

      Horse Insurance

      Horsebox & Trailer Insurance

      Horsebox & Trailer Insurance

    • Other Insurances
      Trailer Tent Insurance

      Trailer Tent Insurance

      Will Writing

      Will Writing

      Guide to Wedding Insurance

      Guide to Wedding Insurance

      Musical Instrument Insurance

      Musical Instrument Insurance

  • Income
  • News
Mental health

Mental health

Specialist health insurance

If you suffer from mental health problems and wish to apply for life Insurance, you are in the right place.

Mental health problems such as can have a major effect on your ability to obtain a life insurance policy. Insurers may either turn down your request or quote you a high premium without even determining the severity of your condition.

Our partners specialise in providing life insurance for those with pre-existing conditions that make them ‘high risk’. They know which impaired life insurance providers to work with based on the type of mental illness you have and how to get you the most competitive rates.

How mental health problems can affect life insurance?

When looking to take out life insurance, insurance companies will ask you a series of health-based questions to decide whether you are a ‘normal’ or ‘higher than average’ risk customer.

If your answers suggest you currently have (or have had) a mental health problem, they will usually ask for more information on your medical condition/history as many severe mental illnesses have both an increased risk of accidental death and suicide – which is why cover for these conditions can be difficult to find. The insurer will typically want to know:

  • The type of mental illness you have – commonly diagnosed forms include anxiety, bipolar disorder, depression, obsessive-compulsive disorder, paranoia and, schizophrenia.
  • The cause of your condition – e.g. factors that played a role in the development of your mental illness, such as family background, genes, stress social problems, etc.
  • The type of treatment you have had – e.g. medication and talking (physiological) treatments are the two most common forms of treatment offered via the NHS.

The information you provide regarding your mental health condition will help determine your eligibility for life cover and, if approved, the cost of your insurance policy.

Let us help you get the life insurance coverage you need.

Please note this information is for illustration purposes only and we cannot guarantee that a client with a mental illness will be accepted for life insurance.




Related Life Insurance

Life Insurance Cover

  • Life Insurance
  • Mortgage Protection
  • Income Protection

Specialist Life Insurance

  • Impaired Life Insurance
  • Asthma Life Insurance
  • Cancer Life Insurance
  • Chrohn’s Life Insurance
  • Diabetic Life Insurance
  • Epilepsy Life Insurance
  • Heart Attack Life Insurance
  • HIV Life Insurance
  • Mental Health Life Insurance
  • Multiple Sclerosis Life Insurance
  • Obesity Life Insurance

Related Insurances

  • Health Insurance
  • Health Cash Plan
  • Over 50’s Life Insurance
  • Over 50’s Health Insurance
  • Diabetic Health Insurance
  • Dental Insurance
Facebook Twitter Google+ LinkedIn Pinterest Tumblr VKontakte WhatsApp

Related Articles

Co-operative Insurance wants a just outcome for asbestos claims

Individuals suffering from asbestos-related health problems are entitled to have their insurance claims...

Pre-existing medical conditions can be excluded from pet insurance cover

Cat and dog owners are being warned by Sainsburys Bank not to get caught out on pet insurance as a result of...

Aviva enhances its online business insurance facility

Fast Trade, Aviva's online quote and buy facility for small business insurance, has been given improved...

Latest News

  • Child Health Insurance Market to See Booming Growth : William Russell, Axa, Zurich Insurance Group - Insurance News Net

    25th June 2022

  • Term Life Insurance and Re-Insurance Market May See a Big Move: Major Giants AXA, AIG, Prudential Financial, AIA, Chubb - Insurance News Net

    25th June 2022

  • HDFC Life Insurance Company Gains On Rolling Out 'Cardiac Risk Assessment At Home' - Udaipur Kiran - Udaipur Kiran

    25th June 2022

  • Canadian insurance firms in U.S. move to extend health benefits after Roe v. Wade overturned - The Globe and Mail

    24th June 2022

  • 7 reasons why you need to buy health insurance if you havent already - Free Press Journal

    24th June 2022

  • On jobseeker, I often just had one meal a day. Now I am worried I’ll need to get used to that again - The Guardian

    23rd June 2022

Retrieve Quotes

Looking for a specific insurance quote? Select one of the categories below and start the process.

Go

Advertisement




  • About
  • Contact Us
  • Disclaimer
  • Advertise
  • Privacy Statement
  • Cookie Policy
  • Back to top
© Insurance Supermarket 2018. All rights reserved.