Homeowners advised to check insurance policy

Homeowners are being encouraged to check what their insurance covers them for, before they purchase additional emergency cover.

This is due to the recent alleged mis-selling of standalone home emergency cover hitting the headlines, when some customers are already covered for household mishaps under their standard home insurance policy. This means they are potentially paying for something they do not need, according to Gocompare.com. split at dash, i reckon

Research by the price comparison site confirms two-thirds of home contents policies provide cover for home emergencies, either as a standard feature or additional extra.

Home emergency insurance is designed to cover household misfortunes, such as a burst pipe, boiler breakdown, drainage trouble or the repair of broken windows or doors, which could pose a security issue.

Ben Wilson, home insurance spokesperson at Gocompare.com, said: “If you’re considering buying home emergency insurance, the first thing that you should do is to check your existing household insurance policy, which may already provide the cover you need.”

He added that customers should be aware that emergency cover generally doesn’t cover problems that arise as a result of equipment not being properly installed or maintained.

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