British road accident insurance rules need to be overhauled in order to get rid of the problem of fraudulent claims.
This is according to a group of MPs on the influential Transport Select Committee, which released a report into the state of motoring premiums today (July 31st).
The report suggests that reducing the limitation period for claims and making whiplash sufferers prove that they attended a hospital emergency department or at least a doctor of some kind after their crash.
Not only would this prove a more effective way of preventing fraudulent claims, but it would also help those in need of treatment have access to a better recovery regime that disrupts their lives less.
Steve Maddock, managing director of claims at insurance company Direct Line Group, said: “This will help reduce fraud and speed up the process for those genuinely injured,” according to Reuters.
However, government plans to move a number of whiplash cases to the small claims courts systems were criticised as counter-productive in discouraging fake instances of the neck injury.