Whiplash claims cause car insurance premiums to soar

Whiplash claims add an average of £118 to every driver’s annual car insurance bill, Aviva has revealed.

A new report published by the insurer stated premiums have risen by 80 per cent since October 2008 following a sharp rise in the number of personal injury (PI) claims, particularly regarding incidents of whiplash.

The publication – which is called Road to Reform: Reducing Motor Premiums by Reforming the Personal Injury Claims Process – outlined Aviva’s proposals to improve the PI claims system and indicated that if insurers handle claims directly, car insurance premiums could be slashed by £1.5 billion.

Dominic Clayden, claims director at the company, said Aviva’s primary concerns are that injured drivers receive compensation as quickly as possible and all motorists benefit from a reduction in costs.

He added: “We are campaigning for a more efficient system that removes the ‘interested parties’ and requires people to deal directly with the insurer of the at-fault party.”

The Aviva document was launched ahead of the Ministry of Justice Whiplash Consultation, which is set to come to an end on March 8th.

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