Cash-strapped drivers risking lives without insurance

Motorists across the UK are putting their licenses and lives at risk by climbing behind the wheel without insurance, Halifax has claimed.

According to the provider, ten per cent of drivers admitted they struggle to afford monthly payments on their vehicle – while others failed to have a valid MOT.

Many research participants said they thought they could get away with driving without the official documents, despite the fact they would face a penalty of up to £1,000.

The research was carried out Motor Insurers’ Bureau revealed accidents involving uninsured drivers cost £380 million per year, while also impacting the cost of cover for other motorists.

Commenting on the findings, Jeremy Ward – head of Halifax Car Insurance – said: “Driving without a valid MOT certificate could not only invalidate any potential car insurance claims which could go into thousands of pounds, but also pose a serious threat to the safety of those on board.”

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