It is important home insurance customers take steps to protect their properties against possible flood damage at a time when much of Britain is facing heavy spells of rain.
Confused.com has recommended homeowners check their policies to make sure they are suitably covered should things go awry, while also reading over the finer details of the agreements is also advised.
Gareth Kloet, head of home insurance at the website, noted this time of year is often prone to flash floods.
He stated: “The consequences of having insufficient home cover are potentially severe. So make sure you are prepared, just in case the worst happens.”
From a practical perspective, individuals could attempt to limit any damage by purchasing products such as flood boards and airbrick, while having an understanding of how to switch off electricity, water and gas is a must.
The portal explained those who know their dwelling may be susceptible to flooding should stock up on sandbags in order to stem the tide of entering water, claiming an emergency kit – including items such as a battery-powered torch and first aid supplies – will also prove useful.