Another tragic wake-up call for anyone risking a trip abroad without travel insurance is the story of Londoner Tom Moss, paralysed and stranded in Thailand after a moped accident .
Tom’s policy ran out while he was still exploring Thailand, leaving him unprotected and his family with a huge fundraising task to bring him home. It is thought that Tom was unaware his policy had expired. However, independent travel insurance specialist, insurewithease.com says holidaymakers should be aware of the restrictions when it comes to extending travel insurance .
Sarah Findlay, Online Marketing Manager for insurewithease.com explained: “It is usually possible to extend travel cover whilst overseas, as long as the policy has not actually expired. However, if the policy expires and the policyholder then tries to extend it, this will not be possible due to licensing laws that prevent most insurers from issuing a new policy to somebody who is outside the UK.”
She added that travellers should also be aware that if their insurer is unable to provide cover for the full number of days that they wish to extend their trip, they will be advised to return home on the original return date as they will be uninsured after this.