With the summer holidays approaching, families heading abroad for their holidays have been advised to check their travel insurance terms, advises Defaqto.
The organisation highlights that some policies will not cover an adult’s children if they usually live with the person’s ex-spouse. Head of research at Defaqto, Brian Brown, explained that people who are not married and have children should also make sure they are protected when they travel overseas. He said: “It’s imperative that parents check the detail of their travel insurance policies to ensure that they have the cover they need before travelling.”
Mr Brown stated that many travel insurers tend to cover a child under a family policy if they live with the adult in question. For example, research by the firm revealed that 99.5 per cent of insurance products cover step-children living with the main policyholder.
Defaqto have recently claimed that there has been a fall in the demand for travel insurance, which it put down to the state of the economy.