According to Swiftcover.com, thousands of British drivers could be jeopardising their car insurance by relying on urban myths and failing to read the small print on their insurance policies .
The study found that drivers are not paying attention to what is and what is not covered by their car insurance . Common misconceptions include eating and smoking – many insurance policies would consider these as being negligent and would refuse to pay out.
However, the research found that 65 per cent of drivers eat while they are driving and 36 per cent said they smoked but didn’t realise that their cover would be affected. Swiftcover.com says that because these actions are not illegal, drivers assume their it won’t affect their insurance .
Swiftcover.com’s Tina Shortle commented: “While choosing the lowest price car insurance policy is most people’s objective, it is also important to know exactly what is and isn’t covered. Drivers make a lot of assumptions about their policies, so it’s best to read all terms and conditions carefully and to regularly review the terms.”
