The most essential piece of advice for backpackers is that you must have travel insurance. Should you travel without it you will be exposing yourself to unnecessary risks and dangers on your gap year.
You could end up with huge bills of up to £20,000 should anything go amiss. You also need to insure yourself against your money or belongings being stolen and any other possible events.
It is better to be wise about medical and health care cover, cancellation cover, personal liability cover, personal accident cover and possessions cover.
Gap year insurance providers
Key Feautures Include
- 24 Hour Emergency Medical Helpline
- 50 sports and activities
- Optional activities at a price
- Instant access to your documents
- End Supplier Failure
Key Feautures Include
- Cover up to 18 months
- Four different cover levels
- High cover for medical expenses
- Optional cover for avalanche cover
- Optional cover for avalanche cover
Key Feautures Include
- 24 Hour Emergency Medical Helpline
- 50 sports and activities
- Optional activities at a price
- Instant access to your documents
- End Supplier Failure
Key Feautures Include
- World wide cover
- Sports and activities cover
- Policies for individuals, couples and families
- No upper age limit
- Scuba diving to 50m is optional
Key Feautures Include
- Important emergency medical cover
- Evacuation assistance
- Cancellation costs
- Adventure sports and activities cover
- Baggage cover
Gap Year Travel Insurance Cover Features
Your travel insurance ought to provide:
- Medical and health cover for any injury or sudden illness whilst you are overseas
- 24-hour emergency assistance and service
- Personal liability cover should you be sued for causing injury or damaging property
- Cover for lost and stolen possessions
- Cover should you have to cancel or curtail your trip
- Extra cover for activities which are usually excluded from standard policies, like jet skiing
- Cover for the entire time you are away.
Additional features can include:
- Cover for personal accidents
- Cover for legal expenses
- Financial protection should your airline goes bankrupt before or during your trip.