Car insurance premiums can appear quite high; however, do not even contemplate driving without car insurance. The latest governmental continuous insurance regulations penalise uninsured motorists. The rules mean it is compulsory to take out insurance should you own a car, even if it is stationary in your garage for six months of the year.
The only exceptions to these regulations are cars which have been declared off the road and have a Statutory off Road Notification (SORN), provided by the DVLA.
It is illegal to drive a vehicle on a road or in a public place without at least 3rd party insurance.
If you are caught driving without insurance, the police can clamp, impound, or destroy your vehicle. Repeat offenders can end up in court and face a maximum fine of £1,000.
When you need to buy car insurance, it is sensible to research the different kinds of cover available as well as the varied premiums. You are then able to select the right policy for your car at the right cost.
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