You can take the greatest care of the individuals and property your business has contact with, however, mistakes or accidents can happen. For protection and peace of mind, it is vital to have public liability insurance if a claim for damages is made against your business by a member of the public.
Why does my business need public liability insurance?
Your business may need professional indemnity insurance should:
- People visit your workplace, your home, office or a site where you work
- For work purposes you have to go other individuals’ properties. Should a member of your business accidentally damage anything that does not belong to your business, a public liability claim can be lodged against that individual
- A client stipulates that your business has this insurance prior to offering you any work
- Anyone who works for your business or the work your business undertakes puts any other individual at risk of injury