Pre-existing medical conditions can be excluded from pet insurance cover

Fri, 01 May 2009

Cat and dog owners are being warned by Sainsburys Bank not to get caught out on pet insurance as a result of pre-existing medical conditions.

More than 10 per cent of cats and dogs suffer from a medical condition before they are three. If pet insurance is not taken out at the time the pet is bought, any illnesses occurring before it is bought could be considered as pre-existing medical conditions. These medical conditions and any that are linked can be excluded from the insurance cover .

Sainsbury’s Pet Insurance Manager, Joanne Mallon, said: "Our figures show that many cats and dogs develop conditions early on in life, conditions that will often persist. Unfortunately, like with private medical care in humans, owners will struggle to get cover for an existing condition which may mean paying for veterinary treatment and medication for this condition for the rest of the pet’s life."
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