Businesses warned to have appropriate insurance

Fri, 13 Feb 2009

With Britain having faced some of the most severe snow for 20 years, insurer Direct Line for Business is advising business owners to ensure they limit the possibility of customers and staff slipping and getting injured .

According to the insurer, if a member of the public were to slip on ice on a business' premises and the owner had not undertaken appropriate action, such as clearing the ice or placing relevant warning signs, then the business owner could potentially be liable if a claim was to be made. Businesses have to ensure they are able to demonstrate due care has been taken to minimise the likelihood of an accident .

Kate Syred, Head of Direct Line for Business says: "With the recent snow fall now turning into ice, it is essential that business owners think about how to mitigate any potential dangers for their customers and staff. It is also worth ensuring they have the appropriate insurance in the event of any accidents, as although employers liability insurance is compulsory by law, public liability is not."
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