ABI: Life insurance fairer for gay men

Tue, 31 Jul 2007

Changes to life insurance applications means that applicants will no longer be asked about their sexuality, the Association of British Insurers has said.

In the past gay men may have felt unfairly treated as life insurance applications, critical illness cover and income protection insurance often asked about sexuality; however the association has now ended this practice.

A spokesperson for the Association of British Insurers commented: "It's possible that there has been a perception that applications were not treated in the same way in the past."

The spokesperson added that civil partnerships do not have to be disclosed under new government legislation so "there is now no way of knowing an applicant's sexuality".

There are now a number of companies that specialise in life insurance for gay people, such as Pink Insurance and Gay Finance.

Last week, Life Direct stated that people working in high-risk jobs do not have higher life insurance premiums. Although those with high-stress jobs - for example teachers - may pay more for income protection as they are more likely to take days off sick.


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