Sainsbury's: Not all pet insurance policies were created equal

Wed, 16 Nov 2005

Owners of pedigree pets are being urged they should ensure they have adequate pet insurance to provide cover against illnesses to which pedigree animals are more susceptible than mixed-breed pets.

Sainsbury's Bank estimates that owners of pedigree dogs claim 15 per cent more on pet insurance than owners of mongrels.

This is because pedigree pets are more likely to suffer from certain hereditary illnesses, the pet insurance provider's David Pickett points out.

Good quality pet insurance can help ensure that a pet receives the necessary treatment if they fall ill and will help the owner afford the vet bills.

But pet owners are being warned that limitations in their pet insurance policies could result in their insurance claims being turned down.

"That is why we have recently developed a Pet Insurance Charter, outlining the minimum level of cover we believe a policy should provide for cats and dogs," Mr Pickett explains.

Sainsbury's Bank claims to be the provider of the most extensive pet insurance policies in the country.

Sainsbury's Bank has been named as the Best Overall Provider for the second successive year in the 2004 Your Money Direct Awards.

Sainsbury's Bank opened in 1997 as a joint venture with Halifax Bank of Scotland.

The bank has a range of available financial services, including insurance, loans, credit cards and savings accounts.

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