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Caravan Insurance

Caravan insurance covers your investment as caravans are not cheap. Therefore protecting your investment is essential just as car insurance is necessary for cars.

A new touring caravan can cost from £5,000 to over £20,000. As it is a big financial commitment you want to protect your investment by insuring it. Whether you're a keen caravanner, or just venture out occasionally you need to have the protection of caravan insurance .

Caravans, despite their value are still vulnerable to fire, accident damage and theft. Approximately 5,000 caravans are stolen each year the majority are stolen from outside the family home. However thieves also target specialist caravan storage compounds and caravan parks . Security devices are available, but good quality caravan insurance is essential to protect your investment.

Another good reason to get caravan insurance cover is that your motor insurance policy will probably not cover your caravan should you be involved in an accident. Yet, it is the caravan that often comes off worst in a collision.

No one knows when an accident will occur, but they generally happen at the most inconvenient times for example your caravan is damaged at the start of your holiday or half way through a holiday tour. To help ease the distress of such eventualities you may wish to include caravan repairs, hotel accommodation, and replacement caravan hire in your insurance cover.

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Caravan insurance policies will often cover you for a period of caravan use in Europe . Read the insurer's policy wording for details and any limitations.

Cover is payable either monthly or annually. Bare in mind that monthly premiums will be a bit higher but it can help you budget by spreading out the payments for your caravan insurance.

Caravan Insurance policies generally cover the following :-

  • Accidental Damage, Storm and Flood
  • Annual or Monthly premium payments
  • Driver cover
  • European Use
  • Family cover
  • Fire and Theft
  • Hotel Accommodation
  • New for Old
  • Personal Accident
  • Public Liability
  • Replacement Caravan Hire
  • Recovery and Delivery costs

    • For most people caravan insurance is not compulsory, unlike motor vehicle insurance. However, there are not many of us who would want to risk our holiday home being destroyed or damaged without adequate cover.